Why Bookies Get Away With Delaying Payouts

and Why the Gambling Commission Won’t Help

10/17/20245 min read

You’ve placed the perfect bet, watched the race unfold, and your horse has thundered home first. Your winnings should be on their way, right? But instead of celebrating, you’re stuck in payout limbo, battling customer service bots, offshore call centres, and useless adjudicators. Meanwhile, the one body you’d hope would step in—the Gambling Commission—is nowhere to be found.

It’s the number one gripe among punters: why are bookmakers making it so hard to get paid out, and why won’t the Gambling Commission do anything about it? Well, buckle up, because this is the ugly underbelly of the betting industry—one that Lee Mottershead and seasoned punters are all too familiar with.

Bookies’ Endless Stalling: A Masterclass in Keeping Your Money

It’s not an accident that so many punters find themselves stuck when trying to withdraw their winnings. It’s not a bug; it’s a feature. The big bookmakers have turned payout delays into an art form, hiding behind a mix of vague terms and conditions, overzealous checks, and plain stonewalling. Why? Because the longer your money stays in their system, the better their profit margins look.

Whether it’s forcing you to jump through endless verification hoops, claiming it’s all for "compliance" reasons, or hitting you with affordability checks only after you’ve won big, these tactics are designed to frustrate and delay. They’ve perfected the act of hiding behind regulations—all while pocketing your winnings a little longer, just waiting for you to either give up or re-bet.

The Toothless Watchdog: Why the Gambling Commission Won’t Step In

Now, you might think, “Surely the Gambling Commission will swoop in to save the day, right?” Wrong. Despite being the regulator that’s supposed to oversee the betting industry and ensure bookies play fair, the Gambling Commission is largely MIA when it comes to individual disputes.

The Commission happily levies massive fines on bookmakers for breaches in their regulatory duties, like failing to prevent money laundering or problem gambling, but when it comes to helping punters who just want their winnings paid out? They wash their hands of it.

The Gambling Commission’s stance is that they don’t get involved in individual disputes between punters and bookies. Instead, they point you towards third-party adjudicators—like the IBAS (Independent Betting Adjudication Service). Sounds helpful, until you realise that IBAS is more of a glorified suggestion box than an enforcer of justice. Even when they rule in favour of a punter, they have no real power to force bookmakers to pay up. It's like appointing a referee in a football match but then telling them they can’t issue cards or make decisions—just politely suggest the players “play fair.”

Adjudicators: As Useful as a Chocolate Teapot

Adjudicators like IBAS are supposed to be the mediators between punters and bookies, providing fair resolutions to disputes. In theory, they’re an independent body there to protect your rights. But in reality, punters often find them toothless, slow, and biased towards the bookmakers. They don’t have the authority to force a bookmaker to pay out—it’s just non-binding advice. And while IBAS exists, many punters will tell you they feel more like bookie sympathisers than real adjudicators of justice.

Even when you’ve got a rock-solid case, adjudicators like IBAS take their sweet time, leaving punters in the lurch for weeks, if not months. And here’s the kicker: most punters don’t even know they exist, let alone how to navigate their complicated complaints process. Meanwhile, the bookmakers sit back, delay, and make your life as difficult as possible.

The Gambling Commission’s Blind Eye: Fines for the Bookies, But What About Punters?

The Gambling Commission is quick to slap bookmakers with eye-watering fines for regulatory breaches, often totalling millions of pounds. They’ll proudly announce that they’ve penalised a bookmaker for failing to prevent money laundering or allowing problem gamblers to continue betting. But while these fines make for flashy headlines, they don’t do much for the average punter who just wants their £500 payout.

In fact, many punters feel like the Commission is more interested in playing the corporate regulator than actually protecting the people who fund the industry. They’ll talk about improving industry standards and raising gambling safeguards, but ask them to step in when you’ve been waiting weeks for your winnings? Silence.

The reality is, the Gambling Commission doesn’t want to get its hands dirty with individual cases. They’d much rather levy fines and issue statements about “enhancing industry protections.” But what use are these protections when punters can’t even get a fair shake in a dispute with a bookmaker?

Meanwhile, Back at the Call Centre...

Let’s not forget the cherry on top of this disaster sundae: customer service. By the time you’ve waded through automated responses and clueless offshore call centre agents, you’ve likely lost the will to fight for your payout. The whole system is designed to frustrate and fatigue punters into submission.

And when you finally get to a real human, it’s often someone who knows nothing about the sport you’re betting on. They’ll refer you to terms and conditions they don’t understand and make you feel like you’re asking for a favour, not claiming the money that’s rightfully yours. This is how bookmakers maintain the illusion of compliance while holding onto your winnings for as long as possible. It’s all part of the game.

Data Mining: The Real Game Being Played

All the while, as you wrestle with withdrawal requests, the bookmakers are doing more than just stalling—they’re data mining. Every time you interact with them—whether it’s uploading documents for verification or sending an email to customer support—you’re feeding them valuable information. They’re building a profile of you, figuring out your betting habits, financial situation, and how much hassle you’re willing to endure before you give up.

This isn’t just about security; it’s about profit optimisation. They want to know who’s worth pushing around and who might just walk away. Every delay is calculated, every stall is strategic. And while they’re doing this, they’re making more money—both from interest on the funds they’re holding onto and the chance that you’ll give in to temptation and gamble again before the withdrawal clears.

What’s a Punters’ Best Option?

In this rigged game, punters are left with few options, but there are some ways to fight back:

  1. Escalate Fast: Don’t waste time with endless back-and-forths. Get past the bots and call centres and escalate your complaint as quickly as possible. Request a manager or head directly to their dispute resolution team.

  2. Document Everything: Keep a record of every interaction—emails, chat transcripts, and dates of correspondence. If the bookmaker tries to stall, you’ll have all the proof you need to take your case to a higher authority.

  3. Don’t Rely on Adjudicators: While services like IBAS exist, don’t expect miracles. Use them as a tool to show you’re serious, but be prepared to escalate beyond them if necessary.

  4. Use Social Media: Public pressure can be more effective than any regulatory body. Call out bookmakers on Twitter or Facebook, and watch how quickly they move when their reputation is on the line.

  5. Take It to the Regulator (If You Can): Even though the Gambling Commission won’t deal with your case directly, pushing them through public complaints or going after bookie licences can light a fire under them. The more noise punters make, the more likely the Commission will have to start taking payout delays seriously.

Final Word: The Real Gamble is Getting Paid

The sad truth is, while you’re betting on the horses, the real gamble comes when you try to cash out. Bookies have fine-tuned their payout delays to perfection, and the Gambling Commission—despite its regulatory clout—is more interested in levying fines than helping the average punter.

Lee Mottershead knows the industry inside out, and he’s seen first-hand how bookies use stall tactics, pointless adjudicators, and worthless customer service to drag their feet, but he cannot be objective as his paper feeds on bookmaker money. Until the Gambling Commission steps up and starts acting in the interest of punters, the odds will always be stacked in favour of the bookies—not just in the betting ring, but in the battle for your hard-earned winnings.